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8000 Operations » 8710 Insurance

8710 Insurance

8710 - INSURANCE

Insurance shall be placed with companies licensed by the State of Wisconsin. Insurance is to be placed through a qualified agent who shall be the agent of record on all policies, except that policies relating to annuities, group life, and accident and health may be placed through qualified agent(s), a direct-writing carrier, or a third-party administrator.

Each agent of record shall provide the following services, as appropriate to the type of insurance represented:
A. advice with respect to all insurance matters to the end that the District has adequate but not excessive insurance coverage at the lowest possible cost;

B. safety and fire inspections;

C. prompt processing of claims.

In all cases where a person has an accident claim against the District, s/he is to be referred to the District Administrator who will, in turn, take appropriate action with the insurance company.

No principal or other employee is to offer aid or advice on how to proceed with such claims. The Office of the District Administrator will instruct people on the submission of bills and on means of pressing the claim.
8710 - INSURANCE

The Board of Education shall purchase with District funds the type and amount of insurance necessary to protect the District from major financial losses.

Insurance purchased shall include, but need not be limited to, the following:
     A.    negligent acts or omissions which cause personal injury or wrongful death

     B.    fire and extended coverage on the building and contents

     C.    comprehensive bodily injury, property damage on automobiles, buses, and trucks

     D.    boiler and machinery

     E.    special coverage for equipment not ordinarily covered under a standard policy

     F.    employee insurance coverage as specified by Board action

     G.    worker's compensation coverage

     H.    legal liability for Board members and employees

Insurance for a given coverage shall be obtained at the lowest possible cost, assuming that service and company reliability are satisfactory. The District Administrator shall administer the insurance program.

120.12(6), Wis. Stats.